What is a limited company buy to let?

Buying and holding the property through a company rather than in your own name, usually a special purpose vehicle set up only to hold property.

The company pays corporation tax on the profit and mortgage interest is a normal business expense, which is the main reason people look at it. The mortgage market for company lending is smaller and rates are usually a little higher.

It is not automatically better. Moving an existing property into a company is a sale, which can mean stamp duty and capital gains tax. Whether it makes sense depends entirely on your own figures, and it is an accountant’s question rather than a broker’s.