https://tofta.co.uk/hmrc-has-signed-me-up-for-making-tax-digital-what-do-i-do/ 2026-08-27T10:41:48+00:00 Tofta en 2026-08-27T10:39:53+00:00 HMRC has signed me up for Making Tax Digital, what do I do? https://tofta.co.uk/how-does-making-tax-digital-work-on-a-jointly-owned-property/ 2026-08-27T10:41:47+00:00 Tofta en 2026-08-27T10:39:53+00:00 How does Making Tax Digital work on a jointly owned property? https://tofta.co.uk/can-i-get-an-exemption-from-making-tax-digital/ 2026-08-27T10:41:47+00:00 Tofta en 2026-08-27T10:39:52+00:00 Can I get an exemption from Making Tax Digital? https://tofta.co.uk/what-are-the-penalties-for-a-late-quarterly-update/ 2026-08-27T10:41:46+00:00 Tofta en 2026-08-27T10:39:52+00:00 What are the penalties for a late quarterly update? https://tofta.co.uk/what-software-do-i-need-for-making-tax-digital/ 2026-08-27T10:41:45+00:00 Tofta en 2026-08-27T10:39:52+00:00 What software do I need for Making Tax Digital? https://tofta.co.uk/can-i-still-use-a-spreadsheet-for-making-tax-digital/ 2026-08-27T10:42:21+00:00 Tofta en 2026-08-27T10:39:52+00:00 Can I still use a spreadsheet for Making Tax Digital? https://tofta.co.uk/what-records-do-i-have-to-keep-digitally/ 2026-08-27T10:42:21+00:00 Tofta en 2026-08-27T10:39:50+00:00 What records do I have to keep digitally? https://tofta.co.uk/does-making-tax-digital-change-when-i-pay-my-tax/ 2026-08-27T10:41:44+00:00 Tofta en 2026-08-27T10:39:50+00:00 Does Making Tax Digital change when I pay my tax? https://tofta.co.uk/do-i-still-file-a-self-assessment-return-under-making-tax-digital/ 2026-08-27T10:41:43+00:00 Tofta en 2026-08-27T10:39:50+00:00 Do I still file a Self Assessment return under Making Tax Digital? https://tofta.co.uk/what-goes-in-a-making-tax-digital-quarterly-update/ 2026-08-27T10:41:43+00:00 Tofta en 2026-08-27T10:39:50+00:00 What goes in a Making Tax Digital quarterly update? https://tofta.co.uk/are-making-tax-digital-quarterly-updates-cumulative/ 2026-08-27T10:42:20+00:00 Tofta en 2026-08-27T10:39:50+00:00 Are Making Tax Digital quarterly updates cumulative? https://tofta.co.uk/when-are-the-making-tax-digital-quarterly-deadlines/ 2026-08-27T10:42:19+00:00 Tofta en 2026-08-27T10:39:50+00:00 When are the Making Tax Digital quarterly deadlines? https://tofta.co.uk/what-counts-as-qualifying-income-for-making-tax-digital/ 2026-08-27T10:41:42+00:00 Tofta en 2026-08-27T10:39:49+00:00 What counts as qualifying income for Making Tax Digital? https://tofta.co.uk/who-has-to-use-making-tax-digital/ 2026-08-27T10:41:41+00:00 Tofta en 2026-08-27T10:39:48+00:00 Who has to use Making Tax Digital? https://tofta.co.uk/can-i-sell-before-my-fixed-rate-ends/ 2026-08-27T08:14:16+00:00 Tofta en 2026-08-27T07:12:53+00:00 Can I sell before my fixed rate ends? https://tofta.co.uk/what-is-a-portfolio-landlord/ 2026-08-27T08:14:17+00:00 Tofta en 2026-08-27T07:12:53+00:00 What is a portfolio landlord? https://tofta.co.uk/what-is-an-hmo-mortgage/ 2026-08-27T08:14:17+00:00 Tofta en 2026-08-27T07:12:53+00:00 What is an HMO mortgage? https://tofta.co.uk/can-i-get-a-buy-to-let-mortgage-as-a-first-time-buyer/ 2026-08-27T08:14:18+00:00 Tofta en 2026-08-27T07:12:52+00:00 Can I get a buy to let mortgage as a first time buyer? https://tofta.co.uk/what-is-an-early-repayment-charge/ 2026-08-27T08:14:18+00:00 Tofta en 2026-08-27T07:12:52+00:00 What is an early repayment charge? https://tofta.co.uk/what-is-a-product-transfer/ 2026-08-27T08:14:18+00:00 Tofta en 2026-08-27T07:12:52+00:00 What is a product transfer? https://tofta.co.uk/how-do-i-reference-a-tenant/ 2026-08-27T08:14:18+00:00 Tofta en 2026-08-27T07:12:52+00:00 How do I reference a tenant? https://tofta.co.uk/can-i-refuse-a-tenant-who-claims-benefits/ 2026-08-27T08:14:18+00:00 Tofta en 2026-08-27T07:12:52+00:00 Can I refuse a tenant who claims benefits? https://tofta.co.uk/what-is-a-holding-deposit/ 2026-08-27T08:14:18+00:00 Tofta en 2026-08-27T07:12:51+00:00 What is a holding deposit? https://tofta.co.uk/can-i-charge-for-cleaning-at-the-end-of-a-tenancy/ 2026-08-27T08:14:18+00:00 Tofta en 2026-08-27T07:12:51+00:00 Can I charge for cleaning at the end of a tenancy? https://tofta.co.uk/what-is-fair-wear-and-tear/ 2026-08-27T08:14:19+00:00 Tofta en 2026-08-27T07:12:51+00:00 What is fair wear and tear? https://tofta.co.uk/what-is-an-inventory-and-do-i-need-one/ 2026-08-27T08:14:20+00:00 Tofta en 2026-08-27T07:12:50+00:00 What is an inventory and do I need one? https://tofta.co.uk/what-does-a-letting-agent-actually-do/ 2026-08-27T08:14:20+00:00 Tofta en 2026-08-27T07:12:50+00:00 What does a letting agent actually do? https://tofta.co.uk/what-is-the-60-day-capital-gains-rule/ 2026-08-27T08:14:20+00:00 Tofta en 2026-08-27T07:12:50+00:00 What is the 60 day capital gains rule? https://tofta.co.uk/how-is-rental-income-taxed-if-i-own-with-someone-else/ 2026-08-27T08:14:20+00:00 Tofta en 2026-08-27T07:12:49+00:00 How is rental income taxed if I own with someone else? https://tofta.co.uk/do-i-need-a-separate-bank-account-for-rental-income/ 2026-08-27T08:14:20+00:00 Tofta en 2026-08-27T07:09:47+00:00 Do I need a separate bank account for rental income? https://tofta.co.uk/what-records-do-i-have-to-keep-as-a-landlord/ 2026-08-27T10:27:00+00:00 Tofta en 2026-08-27T07:09:45+00:00 What records do I have to keep as a landlord? https://tofta.co.uk/can-i-offset-a-rental-loss/ 2026-08-27T08:14:20+00:00 Tofta en 2026-08-27T07:09:45+00:00 Can I offset a rental loss? https://tofta.co.uk/how-much-capital-gains-tax-will-i-pay-on-a-rental-property/ 2026-08-27T08:14:22+00:00 Tofta en 2026-08-27T07:09:44+00:00 How much capital gains tax will I pay on a rental property? https://tofta.co.uk/do-i-pay-capital-gains-tax-when-i-sell-a-rental/ 2026-08-27T08:14:22+00:00 Tofta en 2026-08-27T07:09:44+00:00 Do I pay capital gains tax when I sell a rental? https://tofta.co.uk/can-i-enter-the-property-to-do-repairs/ 2026-08-27T08:14:23+00:00 Tofta en 2026-08-27T07:09:44+00:00 Can I enter the property to do repairs? https://tofta.co.uk/what-is-awaabs-law/ 2026-08-27T08:14:23+00:00 Tofta en 2026-08-27T07:09:44+00:00 What is Awaab's Law? https://tofta.co.uk/what-is-a-category-1-hazard/ 2026-08-27T08:14:23+00:00 Tofta en 2026-08-27T07:09:44+00:00 What is a Category 1 hazard? https://tofta.co.uk/do-i-have-to-provide-white-goods/ 2026-08-27T08:14:23+00:00 Tofta en 2026-08-27T07:09:44+00:00 Do I have to provide white goods? https://tofta.co.uk/what-is-a-housing-disrepair-claim/ 2026-08-27T08:14:23+00:00 Tofta en 2026-08-27T07:09:44+00:00 What is a housing disrepair claim? https://tofta.co.uk/can-a-tenant-withhold-rent-for-repairs/ 2026-08-27T08:14:24+00:00 Tofta en 2026-08-27T07:09:44+00:00 Can a tenant withhold rent for repairs? https://tofta.co.uk/do-i-have-to-deal-with-damp-and-mould/ 2026-08-27T08:14:24+00:00 Tofta en 2026-08-27T07:09:42+00:00 Do I have to deal with damp and mould? https://tofta.co.uk/who-is-responsible-for-the-boiler/ 2026-08-27T08:14:24+00:00 Tofta en 2026-08-27T07:09:42+00:00 Who is responsible for the boiler? https://tofta.co.uk/how-long-do-i-have-to-fix-something/ 2026-08-27T08:14:24+00:00 Tofta en 2026-08-27T07:09:42+00:00 How long do I have to fix something? https://tofta.co.uk/what-repairs-is-a-landlord-responsible-for/ 2026-08-27T08:14:24+00:00 Tofta en 2026-08-27T07:09:41+00:00 What repairs is a landlord responsible for? https://tofta.co.uk/can-i-refuse-a-tenant-with-pets/ 2026-08-27T08:14:24+00:00 Tofta en 2026-08-27T07:06:43+00:00 Can I refuse a tenant with pets? https://tofta.co.uk/what-documents-do-i-have-to-give-a-new-tenant/ 2026-08-27T08:14:24+00:00 Tofta en 2026-08-27T07:06:43+00:00 What documents do I have to give a new tenant? https://tofta.co.uk/what-is-joint-and-several-liability/ 2026-08-27T08:14:25+00:00 Tofta en 2026-08-27T07:06:42+00:00 What is joint and several liability? https://tofta.co.uk/what-is-a-guarantor/ 2026-08-27T08:14:25+00:00 Tofta en 2026-08-27T07:06:41+00:00 What is a guarantor? https://tofta.co.uk/can-i-use-a-template-tenancy-agreement/ 2026-08-27T08:14:25+00:00 Tofta en 2026-08-27T07:06:41+00:00 Can I use a template tenancy agreement? https://tofta.co.uk/do-i-need-a-written-tenancy-agreement/ 2026-08-27T08:14:26+00:00 Tofta en 2026-08-27T07:06:41+00:00 Do I need a written tenancy agreement? https://tofta.co.uk/what-is-a-periodic-tenancy/ 2026-08-27T08:14:26+00:00 Tofta en 2026-08-27T07:06:41+00:00 What is a periodic tenancy? https://tofta.co.uk/what-is-a-break-clause/ 2026-08-27T08:14:27+00:00 Tofta en 2026-08-27T07:06:40+00:00 What is a break clause? https://tofta.co.uk/what-should-be-in-a-tenancy-agreement/ 2026-08-27T08:14:28+00:00 Tofta en 2026-08-27T07:06:39+00:00 What should be in a tenancy agreement? https://tofta.co.uk/what-is-a-tenancy-agreement/ 2026-08-27T08:14:28+00:00 Tofta en 2026-08-27T07:06:39+00:00 What is a tenancy agreement? https://tofta.co.uk/what-happens-if-i-let-an-unlicensed-hmo/ 2026-08-27T08:14:28+00:00 Tofta en 2026-08-27T07:06:38+00:00 What happens if I let an unlicensed HMO? https://tofta.co.uk/what-are-the-minimum-room-sizes-in-an-hmo/ 2026-08-27T08:14:28+00:00 Tofta en 2026-08-27T07:06:38+00:00 What are the minimum room sizes in an HMO? https://tofta.co.uk/what-is-an-article-4-direction/ 2026-08-27T08:14:29+00:00 Tofta en 2026-08-27T07:06:38+00:00 What is an Article 4 direction? https://tofta.co.uk/what-is-selective-licensing/ 2026-08-27T08:14:30+00:00 Tofta en 2026-08-27T07:06:38+00:00 What is selective licensing? https://tofta.co.uk/do-i-need-a-licence-to-let-one-flat/ 2026-08-27T08:14:30+00:00 Tofta en 2026-08-27T07:06:38+00:00 Do I need a licence to let one flat? https://tofta.co.uk/how-do-i-get-an-hmo-licence/ 2026-08-27T08:14:30+00:00 Tofta en 2026-08-27T07:06:38+00:00 How do I get an HMO licence? https://tofta.co.uk/how-much-is-an-hmo-licence/ 2026-08-27T08:14:30+00:00 Tofta en 2026-08-27T07:06:37+00:00 How much is an HMO licence? https://tofta.co.uk/what-is-an-hmo-licence/ 2026-08-27T08:14:30+00:00 Tofta en 2026-08-27T07:06:37+00:00 What is an HMO licence? https://tofta.co.uk/what-is-an-hmo/ 2026-08-27T08:14:30+00:00 Tofta en 2026-08-27T07:06:36+00:00 What is an HMO? https://tofta.co.uk/what-does-hmo-stand-for/ 2026-08-27T08:14:31+00:00 Tofta en 2026-08-27T07:06:35+00:00 What does HMO stand for? https://tofta.co.uk/what-is-making-tax-digital-for-landlords/ 2026-08-27T10:26:58+00:00 Tofta en 2026-08-27T06:08:14+00:00 What is Making Tax Digital for landlords? https://tofta.co.uk/how-often-can-a-landlord-increase-rent/ 2026-08-27T08:14:32+00:00 Tofta en 2026-08-27T06:08:14+00:00 How often can a landlord increase rent? https://tofta.co.uk/what-epc-rating-do-i-need-to-let-a-property/ 2026-08-27T08:14:32+00:00 Tofta en 2026-08-27T06:08:13+00:00 What EPC rating do I need to let a property? https://tofta.co.uk/how-much-stamp-duty-do-i-pay-on-a-second-property/ 2026-08-27T08:14:32+00:00 Tofta en 2026-08-27T06:08:12+00:00 How much stamp duty do I pay on a second property? https://tofta.co.uk/how-much-notice-does-a-landlord-have-to-give/ 2026-08-27T08:14:32+00:00 Tofta en 2026-08-27T06:08:12+00:00 How much notice does a landlord have to give? https://tofta.co.uk/what-does-the-renters-rights-act-mean-for-landlords/ 2026-08-27T08:14:32+00:00 Tofta en 2026-08-27T06:08:12+00:00 What does the Renters' Rights Act mean for landlords? https://tofta.co.uk/how-will-rent-increases-work-under-the-renters-rights-act/ 2026-08-27T08:14:32+00:00 Tofta en 2026-08-27T06:08:12+00:00 How do rent increases work under the Renters' Rights Act? https://tofta.co.uk/what-replaces-assured-shorthold-tenancies/ 2026-08-27T08:14:33+00:00 Tofta en 2026-08-27T06:08:12+00:00 What replaces assured shorthold tenancies? https://tofta.co.uk/is-section-21-being-abolished/ 2026-08-27T08:14:33+00:00 Tofta en 2026-08-27T06:08:12+00:00 Has Section 21 been abolished? https://tofta.co.uk/what-is-the-renters-rights-act/ 2026-08-27T08:14:34+00:00 Tofta en 2026-08-27T06:08:10+00:00 What is the Renters' Rights Act? https://tofta.co.uk/what-happens-when-my-buy-to-let-fixed-rate-ends/ 2026-08-27T08:14:34+00:00 Tofta en 2026-08-27T05:48:45+00:00 What happens when my buy to let fixed rate ends? https://tofta.co.uk/what-is-a-limited-company-buy-to-let/ 2026-08-27T08:14:34+00:00 Tofta en 2026-08-27T05:48:45+00:00 What is a limited company buy to let? https://tofta.co.uk/can-i-let-my-house-on-a-residential-mortgage/ 2026-08-27T08:14:34+00:00 Tofta en 2026-08-27T05:48:45+00:00 Can I let my house on a residential mortgage? https://tofta.co.uk/what-is-interest-only-and-why-do-landlords-use-it/ 2026-08-27T08:14:35+00:00 Tofta en 2026-08-27T05:48:45+00:00 What is interest only and why do landlords use it? https://tofta.co.uk/what-is-a-buy-to-let-stress-test/ 2026-08-27T08:14:36+00:00 Tofta en 2026-08-27T05:48:45+00:00 What is a buy to let stress test? https://tofta.co.uk/how-much-can-i-borrow-on-a-buy-to-let/ 2026-08-27T08:14:36+00:00 Tofta en 2026-08-27T05:48:44+00:00 How much can I borrow on a buy to let? https://tofta.co.uk/how-much-deposit-do-i-need-for-a-buy-to-let/ 2026-08-27T08:14:37+00:00 Tofta en 2026-08-27T05:48:44+00:00 How much deposit do I need for a buy to let? https://tofta.co.uk/what-is-a-right-to-rent-check/ 2026-08-27T08:14:38+00:00 Tofta en 2026-08-27T05:48:44+00:00 What is a Right to Rent check? https://tofta.co.uk/how-often-can-a-landlord-inspect-a-property/ 2026-08-27T08:14:38+00:00 Tofta en 2026-08-27T05:48:42+00:00 How often can a landlord inspect a property? https://tofta.co.uk/what-happens-if-i-do-not-protect-a-deposit/ 2026-08-27T08:14:38+00:00 Tofta en 2026-08-27T05:48:42+00:00 What happens if I do not protect a deposit? https://tofta.co.uk/how-long-does-a-landlord-have-to-return-a-deposit/ 2026-08-27T08:14:38+00:00 Tofta en 2026-08-27T05:48:42+00:00 How long does a landlord have to return a deposit? https://tofta.co.uk/how-much-deposit-can-i-take-from-a-tenant/ 2026-08-27T08:14:39+00:00 Tofta en 2026-08-27T05:48:41+00:00 How much deposit can I take from a tenant? https://tofta.co.uk/where-do-i-have-to-protect-a-tenancy-deposit/ 2026-08-27T08:14:39+00:00 Tofta en 2026-08-27T05:48:41+00:00 Where do I have to protect a tenancy deposit? https://tofta.co.uk/what-does-it-actually-cost-to-be-a-landlord/ 2026-08-27T08:14:40+00:00 Tofta en 2026-08-27T05:48:41+00:00 What does it actually cost to be a landlord? https://tofta.co.uk/do-i-need-to-do-a-self-assessment-as-a-landlord/ 2026-08-27T08:14:41+00:00 Tofta en 2026-08-27T05:48:41+00:00 Do I need to do a Self Assessment as a landlord? https://tofta.co.uk/what-is-section-24-and-how-does-it-affect-landlords/ 2026-08-27T08:14:41+00:00 Tofta en 2026-08-27T05:48:41+00:00 What is Section 24 and how does it affect landlords? https://tofta.co.uk/what-expenses-can-i-claim-as-a-landlord/ 2026-08-27T08:14:41+00:00 Tofta en 2026-08-27T05:48:40+00:00 What expenses can I claim as a landlord? https://tofta.co.uk/do-i-pay-tax-on-rental-income/ 2026-08-27T08:14:41+00:00 Tofta en 2026-08-27T05:48:39+00:00 Do I pay tax on rental income? https://tofta.co.uk/who-pays-council-tax-the-landlord-or-the-tenant/ 2026-08-27T08:14:41+00:00 Tofta en 2026-08-27T05:48:39+00:00 Who pays council tax, the landlord or the tenant? https://tofta.co.uk/what-counts-as-a-good-rental-yield/ 2026-08-27T08:14:43+00:00 Tofta en 2026-08-27T05:48:39+00:00 What counts as a good rental yield? https://tofta.co.uk/how-do-i-work-out-rental-yield/ 2026-08-27T08:14:43+00:00 Tofta en 2026-08-27T05:48:38+00:00 How do I work out rental yield? https://tofta.co.uk/how-long-does-an-epc-take/ 2026-08-27T08:14:43+00:00 Tofta en 2026-08-27T05:43:37+00:00 How long does an EPC take? https://tofta.co.uk/what-does-an-epc-rating-mean/ 2026-08-27T08:14:44+00:00 Tofta en 2026-08-27T05:43:37+00:00 What does an EPC rating mean? https://tofta.co.uk/how-do-i-check-my-epc-rating/ 2026-08-27T08:14:45+00:00 Tofta en 2026-08-27T05:43:37+00:00 How do I check my EPC rating? https://tofta.co.uk/how-long-is-an-epc-valid-for/ 2026-08-27T08:14:45+00:00 Tofta en 2026-08-27T05:43:37+00:00 How long is an EPC valid for? https://tofta.co.uk/what-insurance-do-i-need-as-a-landlord/ 2026-08-27T08:14:45+00:00 Tofta en 2026-08-27T05:43:37+00:00 What insurance do I need as a landlord? https://tofta.co.uk/what-does-landlord-insurance-cover/ 2026-08-27T08:14:45+00:00 Tofta en 2026-08-27T05:43:37+00:00 What does landlord insurance cover? https://tofta.co.uk/do-i-need-a-legionella-certificate/ 2026-08-27T08:14:46+00:00 Tofta en 2026-08-27T05:43:35+00:00 Do I need a legionella certificate? https://tofta.co.uk/do-i-need-smoke-alarms-in-a-rented-property/ 2026-08-27T08:14:46+00:00 Tofta en 2026-08-27T05:43:35+00:00 Do I need smoke alarms in a rented property? https://tofta.co.uk/how-long-does-an-eicr-certificate-last/ 2026-08-27T08:14:46+00:00 Tofta en 2026-08-27T05:43:35+00:00 How long does an EICR certificate last? https://tofta.co.uk/what-happens-if-my-eicr-fails/ 2026-08-27T08:14:47+00:00 Tofta en 2026-08-27T05:43:34+00:00 What happens if my EICR fails? https://tofta.co.uk/what-do-they-check-in-an-eicr/ 2026-08-27T08:14:47+00:00 Tofta en 2026-08-27T05:43:33+00:00 What do they check in an EICR? https://tofta.co.uk/how-much-does-an-eicr-cost/ 2026-08-27T08:14:47+00:00 Tofta en 2026-08-27T05:43:33+00:00 How much does an EICR cost? https://tofta.co.uk/how-often-does-an-eicr-need-doing/ 2026-08-27T08:14:47+00:00 Tofta en 2026-08-27T05:43:33+00:00 How often does an EICR need doing? https://tofta.co.uk/what-does-eicr-stand-for/ 2026-08-27T08:14:47+00:00 Tofta en 2026-08-27T05:43:33+00:00 What does EICR stand for? https://tofta.co.uk/what-is-an-eicr/ 2026-08-27T08:14:47+00:00 Tofta en 2026-08-27T05:43:32+00:00 What is an EICR? https://tofta.co.uk/what-happens-if-my-gas-safety-certificate-runs-out/ 2026-08-27T08:14:47+00:00 Tofta en 2026-08-27T05:43:32+00:00 What happens if my gas safety certificate runs out? https://tofta.co.uk/how-much-is-a-landlord-gas-safety-certificate/ 2026-08-27T08:14:48+00:00 Tofta en 2026-08-27T05:43:32+00:00 How much is a landlord gas safety certificate? https://tofta.co.uk/how-often-does-a-gas-safety-certificate-need-doing/ 2026-08-27T08:14:50+00:00 Tofta en 2026-08-27T05:43:32+00:00 How often does a gas safety certificate need doing? https://tofta.co.uk/what-certificates-do-landlords-need/ 2026-08-27T08:14:50+00:00 Tofta en 2026-08-27T05:43:32+00:00 What certificates do landlords need? https://tofta.co.uk/what-is-a-landlord-certificate/ 2026-08-27T08:14:50+00:00 Tofta en 2026-08-27T05:43:31+00:00 What is a landlord certificate? https://tofta.co.uk/do-i-need-pat-testing/ 2026-08-27T08:14:50+00:00 Tofta en 2026-08-27T04:49:25+00:00 Do I need PAT testing?